In just two years, we have understood how important it is to take care of our health. So many people had to be admitted to the hospital, and along with their health condition, they also had to take the stress of paying the sky-rocketing medical bills. While we are trying our best to remain in the pinkest of our health, we also should be prepared for a situation in which we are hospitalized. We should at least be able to get the best treatment and clear all the medical bills. And while we prepare for it, we should buy a health insurance policy that offers the best benefits.
Health insurance policies are of two types, individual health insurance policy, and family floater health insurance policy. If you have a family, then you should undoubtedly look for a family floater health insurance policy. This will not only cover all the members of your family but also comes with huge benefits.
What is a family floater health insurance policy?
A family floater health insurance policy is basically an inclusive insurance plan that provides benefits to the entire family. The best thing about a family floater health insurance policy is the premium amount. You do not need to pay for each member of the family. You can pay one premium amount for the entire family, at regular intervals. As you purchase a family floater health insurance policy, you can add many members of your family such as your spouse, children, elderly parents. Each of the family members will get adequate protection and you will be able to save a lot with just one plan.
Family floater health insurance policies
While you start looking for a family floater health insurance policy, you will certainly come across quite a few. Here are some of the options available.
- Edelweiss Family Floater Health Insurance Plan
Under the single Edelweiss Family Floater Health Insurance Plan, you will be allowed to add not more than 8 members. The highest sum assured under this health insurance policy is INR 2 Crores. Policyholders who are more than 60 years old, can get the co-payment facility.
- Bharti AXA Smart Super Health Insurance Policy
As you buy the Bharti AXA Smart Super Health Insurance Policy, you will be able to add a maximum of five family members under the policy. The minimum entry age for this policy is 91 days. This means the policy can be bought for a newborn as well. On the basis of the sum assured, the policy is available in three variants.
- Royal Sundaram Health Insurance Plan
Once you purchase the Royal Sundaram Health Insurance Plan, you can get access to more than 3000 network hospitals. This means you can go to any network hospital under this plan and get your treatment. The coverages under this policy are pre and post-hospitalization benefits, maternity cover, etc. You and your family will also be able to avail of free health check-up benefits after four years of buying this policy.
- Bajaj Allianz Family Health Insurance Policy
When you have Bajaj Allianz Family Health Insurance Policy, you can be assured of having all-round protection for the entire family. The policy provides coverage for both homeopathic as well as ayurvedic treatments. The other coverage that you can get from this policy includes daily cash benefits, road ambulance assistance, etc. If you need, you can even avail of a recharge benefit that will help you to make the policy even more comprehensive.
- Care Health Insurance Plan
This is certainly one of the best family floater health insurance policies which will give you a smooth experience. As you buy this health insurance policy, you will get a huge number of network hospitals along with beneficial coverage. It is an inclusive as well as robust health insurance policy.
To check out more family floater health insurance policies, you can visit the website of IIFL. By using the health insurance premium calculator, you can even get an idea of the premium tt you have to pay to continue the health insurance plan and get its benefits.